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Idaho Central Credit Union

Idaho Central Credit Union is a powerful partner for Idaho businesses. We are one of the five largest business services financial institutions in the state yet we remain local for fast decisions and superior customer service. Every ICCU decision is made locally so we don't need approval from people in far-off places like other financial institutions do.

 Everything we do is built to work for Idaho businesses, Idahoan needs, and Idaho-focused opportunities. We do business the way you do business, so you can get products and services specifically designed for your unique needs.

 Idaho Central is big enough to help and small enough to care. This is why it’s never just business as usual with Idaho Central Credit Union. It’s Business Unusual. 

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Welcome to Business Unusual. Where we do business like you do business. 

Idaho Central Credit Union is federally insured by the National Credit Union Administration.
© 2019 Idaho Central Credit Union. All rights reserved.

A Local Relationship To Help You Grow Your Business 

Successful businesses are built by successful teams. Idaho Central Credit Union is on your team with a full suite of business services to help build your business

Your business will change, grow and adapt. Throughout this journey, what’s important to us is that you have a financial partner who specializes in knowing Idaho so that you can make the most informed financial decisions. This is what Business Unusual is all about. 

As the premier credit union in Idaho, our members receive industry-leading products and services while also enjoying true Idahoan customer service.

We offer the resources and confidence of a big bank with local decision making and personal knowledge of Idaho communities. 

They call that a win-win.

Idaho Central Credit Union

ICCU offers a range of great business accounts including business checking accounts, business savings accounts, business credit cards, business CDs, business loans and electronic services for all types of Idaho businesses.  

You need it. We have it.

Let’s Choose The Right Business Service Accounts For You

ICCU offers several types of business checking accounts, from small business to interest-earning. Business checking benefits include: free online banking, free bill payment, free automatic transfers, direct deposit for employee payroll checks and more. In short, it’s the best business checking. 

Business Checking Accounts

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With ICCU business savings you can grow your money while you grow your business. ICCU offers several business savings programs from Business Share Savings, to Business Premium Money Market Savings, all with NCUA account insurance up to $250,000. 

Business savings Accounts

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Idaho Central Business Certificates of Deposit (Business CDs) pay you a fixed rate of return with a variety of terms available. They're the perfect choice for risk-free savings and you can invest as little as $500. Also take advantage of our Business Simplified Employee Pension (SEP): a retirement plan through which an employer makes contributions to Individual Retirement Account (IRAs) of eligible employees.

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Are You An Idaho Business? 

You Can Be An ICCU Member!

A credit union is a powerful financial partner. We provide businesses with all the capabilities of a big bank while adding a local, personalized service that saves businesses money. What’s not to like about that? 

 Idaho Central Credit Union is proud to have been acknowledged as one of America’s top-performing Credit Union, as ranked by S&P Global. We are also ranked #1 in the Northwest in member giveback.*

 Contact us today about getting your business the financial support you deserve. 

Connect with a local business Specialist


Streamline your finances with an ICCU Business Visa card. Our business credit cards allow you to separate business and personal expenses, issue cards to employees, provide travel and emergency assistance services and much more all with no annual fee. We also offer rewards credit cards to help you get that little extra something you deserve when running your business. We do more to help you worry less.

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Connect with a local business Specialist


A business loan or commercial loan from ICCU is designed to help you accomplish your business goals. We offer both new business loans and small business loans to help set you up for success, as well as business loans that allow existing businesses to grow and purchase everything from supplies to transportation. With a variety of loan options such as business term loans, business lines of credit, business microloans, commercial construction loans, commercial real estate loans, and SBA loans, getting a business loan or commercial loan from ICCU is more helpful than ever!

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*Callahan & Associates™ Return of the Member value.