Not an ICCU Member?
Idaho Central Credit Union

Convenience Across Idaho

Idaho Central Credit Union has over 40 branches that span nearly all areas of Idaho. Actually, there’s probably a branch near you. For added convenience, ICCU also offers online services through our eBranch. ICCU’s eBranch can be used by members 24 hours a day for all their banking needs. Members are welcome to also download our App to their smartphone or tablet to make online banking even more convenient. Trust us, it’s super handy. You can even sign in using your fingerprint or with facial recognition. How cool is that?

See how convenient ICCU membership can be. 


Benefits of Membership

ICCU members receive industry-leading benefits like:

One in four. Wow. Once you’re a member you will immediately begin enjoying the full benefits of membership with one of Idaho’s top credit unions also ranked #1 in the Northwest for member giveback*. We are continuously humbled that so many Idahoans trust us with their daily balance and we refuse to let a single member down. If you live or work in Idaho you likely qualify for membership. Becoming a member is simple and takes just minutes. In fact, you can join online right now. Once you’re a member you will immediately begin enjoying the full benefits of membership with one of Idaho’s top credit unions. It’s a small change now that can make a big difference later.

Join Now

One in Four Idahoans Is a Member of Idaho Central Credit Union

Idaho Central Products and Services

At first glance, one might think that Idaho Central Credit Union is just like every other financial institution. However, it doesn’t take much investigation to spot the things that make us stand out from the rest. High level, we know what Idahoans truly need and we’ve created a set of products and services with Idaho and our neighbors in mind. When it comes to credit union vs bank, the outcome is pretty clear.

Idaho Central members enjoy:

Idaho Central Credit Union’s mission is “Helping members achieve financial success.” This is the very core of what we do every day. In order to achieve our ultimate goal of providing exceptional, personalized service, and given our diverse field of membership, it is imperative that we instill trust and create loyalty in all aspects of offering financial solutions to our members.

Idaho Central has over $5 billion in assets and serves the needs of over 500,000 employees, students, retirees, and family members of eligible members of a large variety of business entities within all Idaho counties.

All that aside, let us prove to you who we are. Stop by a local branch, pick up the phone and give us a call or chat online with a financial specialist that’s also a real Idahoan. We would love to help you figure out how to choose a financial institution, what a credit union is, and why you should pick a credit union (ICCU of course). We have built something amazing just for you and we can’t wait to start sharing it with you.

Looking After Your Daily Balance

Idaho Central Credit Union is federally insured by the National Credit Union Administration.
© 2022 Idaho Central Credit Union. All rights reserved.

Questions You May Be Asking Yourself

Choosing the right financial institution for you and your family is something to take seriously and we appreciate that. We also understand there may be a lot of questions running through your head while you consider it. So If you’re asking yourself any of the following questions, we’re here to help.

  • How to choose a bank?
  • What is a credit union?
  • What's the difference between a credit union and a bank?
  • Why pick a credit union?
  • Free eBranch Online Banking, Bill Pay, Mobile, and Tablet Banking

  • Great products like absolutely, 100%, totally FREE checking

  • Low rates on loans to save you money

  • Great rates on savings accounts to make your money work hard for you
Start Enjoying Today


  • Checking
  • Savings
  • Visa Credit & Rewards Cards
  • Home Loans
  • Auto & RV Loans
  • Youth Accounts
  • IRAs & CDs
  • Business Accounts & Loans
  • Credit Care Program


  • eBranch Online Banking & Bill Pay
  • Mobile & Tablet Banking
  • Card Control
  • Mobile Deposit
  • Mobile Wallet
  • Over 30,000 CO-OP ATMs nationwide
  • Protection & Insurance
  • Overdraft Protection Options

Contact an ICCU branch or call our main line at 1-800-456-5067 and get started today.

  • All accounts are NCUA insured up to $250,000

  • Convenient locations throughout Idaho that are even open on Saturdays

  • Free financial evaluations with qualified financial specialists

  • Local, personalized service that’s hard to find anywhere else









Idaho Central Credit Union

Idaho Central Credit Union was created by Idahoans, for Idahoans. Credit unions offer you the same benefits, products, and services of a traditional bank but our structure ensures that the well-being of Idahoans is the top priority. 

Here’s a breakdown for you:

Find Out For Yourself

What Are The Benefits of Credit Unions?

That's you and other Idahoans.

Credit unions are owned by their members.

All profits are reinvested into the
credit union thereby helping to pass on the best possible rates to Idahoans.

Credit Unions are 
not-for-profit cooperatives.



They serve to make a difference.

Idaho Central Tops The Nation

A top-performing credit union in the nation (S&P Global) and #1 in the Northwest for member giveback (Callahan & Associates). That’s a streak we look forward to keeping alive.

 As a premier credit union in Idaho, our members receive industry-leading products and services while also enjoying true Idahoan customer service. We’re proud to have called Idaho home since 1940. Hey, we’re over 80 years old and we have no plans for slowing down.

Learn More

*Callahan & Associates™ Return of the Member value.